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#BUDGET MONTHLY EXPENSES SPREADSHEET PDF#
#BUDGET MONTHLY EXPENSES SPREADSHEET TV#
#BUDGET MONTHLY EXPENSES SPREADSHEET FREE#

Do a no-spend challenge: Try to eliminate spending for a month (or several) on a problem area in your budget, such as clothing or entertainment.

You can ask a lender for a modified payment plan or refinance your debt into more manageable payments.

Negotiate with creditors: If debt payments are pushing you into the red, reach out to your creditors.

But going through your bank statements to see what you really spend can help you find areas you can work on.

Review your spending: It’s easy to guesstimate your spending with the calculator above.

Find ways to boost your income: Whether it’s working a side hustle or a part-time job or asking for a raise at your current job, finding a way to boost the income side of the equation can have the biggest impact of all.

Other: This is for all other expenses that don’t quite fit in any of the categories above.

Savings and investments: Money that you regularly save for an emergency fund or vacation fund, as well as long-term goals like college, retirement, and a home.

It also includes medications, glasses or contacts, and the like.

Health care: This includes all the out-of-pocket costs for health insurance, dental insurance, and vision insurance, such as premiums (if they're not deducted from a paycheck), copays, coinsurance, and deductibles.

This category also includes debt payments (outside of mortgages and student loans) and vacation expenses.

#BUDGET MONTHLY EXPENSES SPREADSHEET TV#

Personal and family: Cellphone bills, entertainment-including TV streaming services like Netflix and other subscriptions like Spotify-fitness, pet expenses, household supplies, personal care (haircuts, toiletries, etc.), and clothing.Also include any student loan payments you have. for children in K-12 and adults going to college. Education: Tuition, supplies, fees, etc.Transportation: Public transportation like buses, but also car-related expenses, including your monthly loan payment, repairs, insurance, tolls, and fuel.Food: What you spend on food from the grocery store, eating out at restaurants, getting takeout, or meal delivery services.You can also account for other necessary housing-related expenses, like utility bills, homeowners or renters insurance, and maintenance bills. Housing: Your rent or mortgage payment.Income: Your total take-home income, including any money you earn from side hustles, alimony, child support, part-time jobs, etc.Please do not hesitate to get in touch if you have any questions prior to purchasing this template.

#BUDGET MONTHLY EXPENSES SPREADSHEET PDF#

Upon purchase, you will receive a PDF download including a link to access your template.ĭue to the digital nature of this product, all sales are final and no refunds will be provided. This product is an instant download file. ▶ This spreadsheet is compatible with Google Sheets, and Excel. ▶ Click the link given in the PDF and then Click 'Make a copy' and enjoy your spreadsheet! ▶ Use the link provided in the PDF file to access the template

#BUDGET MONTHLY EXPENSES SPREADSHEET FREE#

▶ You'll need a FREE Google account to use the template Stay on top of your financial goals and make informed decisions about your money.User-friendly interface for easy input and management of financial information.Customizable budget templates to suit your individual financial goals.Track your spending and monitor your savings.Premium Monthly Budget Sheet In Action: Key highlights of our spreadsheet: The spreadsheet allows you to create and manage a monthly budget, track your spending, and monitor your savings, so you can stay on top of your financial goals. With its user-friendly interface, you can easily input and manage all of your financial information in one place. Our spreadsheet is a convenient tool for budgeting and organizing your finances on a monthly basis.